Non-Performing Assets (NPAs) are one of the biggest challenges faced by Indian enterprises, financial institutions, and borrowers today. When a loan account becomes overdue for more than 90 days, banks classify it as an NPA. This classification leads to restrictions, recovery actions, and financial stress for both lenders and borrowers. In such situations, it emerges as a strategic, structured and time-critical support system that enables businesses to recover, revive and regain financial stability.
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